Yes, it's been a while since I ventured onto Blogspot to write anything. I think my mind has been in a bit of a fog. Most of them time when I feel like writing about something, it's because it was on the top of my mind and I had a clear vision of what I wanted to say. Not the case lately.
We have been struggling with the mind-numbing task of trying to purchase a home. My husband's military orders changed, but allowed us to stay here for another three years (at least) so we decided to take the plunge again. We found a house right around the corner. And by right around the corner, I mean everytime we had a showing or inspection I've walked to it in about 3 minutes. The house is in pretty rough shape. The bones are good, but the inside is pretty nasty. Grimey, nasty carpet. Walls that have never known a Mr. Clean Magic Eraser. Laminate flooring which was horribly installed - and that's hard to do with a fool-proof product like this one. A strange little room built in the garage, with a hole punched in one of the walls. But surprisingly for a foreclosed home, the kitchen still has all the cabinets and appliances in place - although they are "vintage" (circa 1990) so will need to be pulled eventually. The house is one story, with 3 bedrooms. High ceilings in the living room, a big family room that is in the same open area as the kitchen. A huge yard. Big deck. Gigantic garage with shelving built in - well, huge once we get that strange room out of there.
Needless to say, we are excited to get in there and start ripping the nastiness out and putting in the newness. But here we sit. I have spent the last month pulling paperwork on a daily basis for the mortgage company. This process would be so easy if I wasn't going back to school, or trying to grow a business. If only our bank statement was only one page long, and we only had to show a W2 for my husband... ah, how easy that would be. But with our complicated finances come days of tedious tasks to prove that the deposit that entered our personal account, from the business account had come from a legitimate source. And what was this deposit over here, and please write an explanation for your screw-up over here. I seriously got to the point one day where I thought I was going to lose it. It simply felt like they were just digging deeper and deeper just looking for that one solid document that indicated that we were huge losers. :( My husband wanted to walk away, watching what it was doing to me. We aren't horrible people. We owned a home before... in fact, we bought that home with the help of sub-prime lending, maintained the home and when it came time to sell, we were not foreclosed upon or involved in a short sale. Shouldn't that speak volumes to this mortgage company??
We shall see. Projected closing date for the house around the corner is next week. Fingers crossed that I don't have to unearth more dusty documents before then. Hoping everything goes smoothly, because anyone who knows me is aware that I have more than enough things to keep me busy aside from mortgage paperwork... and each one of them has been seriously neglected lately.
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